Consultation fees vary depending on the state and type of case. For Idaho bankruptcy consultations, we charge a $150 consultation fee for a 45-minute consultation. If you choose to retain our office within 60 days of the consultation, that fee will be credited toward the total cost of your bankruptcy case. Payment of the consultation fee is required at the time of scheduling.

No. Bankruptcy fees cannot be paid using a credit card. Payment must be made by debit card, cash, or check.

Because consultation appointments are reserved specifically for you and our schedule is often booked well in advance, the $150 Idaho consultation fee is non-refundable if the appointment is missed or not rescheduled with at least 24 hours’ notice. Please contact our office as soon as possible if you need to make changes to your appointment and we’ll be happy to help reschedule.

After signing your fee agreement, you’ll receive a bankruptcy intake packet, a list of required documents, and instructions for securely uploading information. Once everything is completed, we’ll schedule a packet review appointment to go over your case in detail before filing.

We ask potential clients to complete a brief intake form before scheduling so we can run a conflict check, make the best use of your consultation time and ensure we have the information needed to properly evaluate your situation.

No. The law protects essential assets like your home, car, retirement accounts, and most personal belongings. Most Chapter 7 clients are able to keep the majority—or all—of their property through available bankruptcy exemptions. During your consultation, we’ll discuss your assets, available exemptions and any potential concerns.

A Chapter 7 bankruptcy case stays on your credit report for 10 years, Chapter 13 for 7 years. However, many clients see credit improvement within 1-2 years as they rebuild responsibly.

Yes! Having income is often required for Chapter 13, and having a job does not disqualify you from Chapter 7. We review your income against state medians to determine the most suitable option for your situation.

Commonly requested documents include pay stubs, bank statements, tax returns, identification, and information about your debts, assets, income, and monthly expenses. After hiring our office, you’ll receive a detailed checklist explaining exactly what we need.

Yes. Many clients make payments toward their attorney fees over time for a few months before filing. Please note that depending on the type of bankruptcy case, we will not file your bankruptcy case until the attorney fees and filing fees are paid in full.

In most cases, yes. Filing bankruptcy triggers an “automatic stay,” which can stop wage garnishments, collection calls, lawsuits, repossessions, and other collection activity.