Professional bankruptcy law consultation - attorney reviewing financial documents with client seeking debt relief

Get Out of Debt & Start Fresh

Free yourself from overwhelming debt with expert bankruptcy guidance in Boise, Idaho

Why Choose Bankruptcy?

Bankruptcy can provide immediate relief and a path to financial freedom

Stop Creditor Harassment

Automatic stay protects you from collection calls, wage garnishment, and lawsuits

Keep Your Home & Car

Protect essential assets while eliminating unsecured debt

Fresh Financial Start

Discharge qualifying debts and rebuild your credit over time

Don't Wait - Act Now!

Every day you wait, creditors can garnish wages, freeze accounts, and seize assets. The automatic stay in bankruptcy provides immediate protection.

Suzanne "Suzie" Jaderholm

Suzanne "Suzie" Jaderholm

Suzie earned her Juris Doctor from the University of Idaho College of Law in Boise, where she was honored as the Distinguished Bankruptcy Law Student for the Ninth Circuit by the American College of Bankruptcy and competed in the national Duberstein Bankruptcy Moot Court Competition.

After graduating and passing the Idaho bar exam, Suzie gained valuable experience practicing bankruptcy law at a respected Boise firm, handling individual and business bankruptcies, state law creditor claims, and civil litigation. In 2025, Suzie joined Earl and Edwards PLLC, bringing her specialized bankruptcy expertise to serve Idaho clients. Working from Boise, she is dedicated to helping Idahoans navigate financial challenges and achieve fresh starts through expert legal guidance.

Find the Right Solution for You

We help you choose between Chapter 7 and Chapter 13 bankruptcy

7

Chapter 7 Bankruptcy

"Liquidation" - Fresh Start in 3-4 Months

  • Eliminate credit card debt, medical bills, personal loans
  • Keep your home and car (if current on payments)
  • No monthly payment plan required
  • Fast relief - typically complete in 3-4 months

Best for: Lower income households with mostly unsecured debt

13

Chapter 13 Bankruptcy

"Reorganization" - Repayment Plan

  • Stop foreclosure and keep your home
  • Catch up on missed mortgage payments
  • Reduce unsecured debt payments
  • 3-5 year repayment plan

Best for: Higher income households who want to keep their home

Ready to Get Out of Debt? Call Earl & Edwards Today!

(208) 595-3815

Frequently Asked Questions

Get answers to common bankruptcy questions

No. The law protects essential assets like your home, car, retirement accounts, and most personal belongings. Most people keep everything they need.

Chapter 7 stays on your credit report for 10 years, Chapter 13 for 7 years. However, many clients see credit improvement within 1-2 years as they rebuild responsibly.

Yes! Having income is often required for Chapter 13, and having a job does not disqualify you from Chapter 7. We review your income against state medians to determine the best option.

Get Your Free Bankruptcy Consultation Today

Speak with an experienced bankruptcy attorney at no cost. We will review your situation and explain your options.

Contact Information

(208) 595-3815

Call now for immediate help

Boise, ID

Serving all of Idaho

Fast Response

Quick consultation scheduling

What Sets Us Apart?

  • Specialized bankruptcy focus
  • Free initial consultation
  • Personal attention & support

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